Important Disclaimers

LifeGuide Financial Advisors, LLC (“LifeGuide Financial”) is a Registered Investment Advisor (“RIA”), located in the Commonwealth of Pennsylvania. LifeGuide Financial provides investment advisory and related services for clients nationally. LifeGuide Financial will maintain all applicable registration and licenses as required by the various states in which LifeGuide Financial conducts business, as applicable. LifeGuide Financial renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

Terms of Use

Please read these terms and conditions of use (“Terms”) carefully before using the website located at https://www.lifeguidefa.com/ (“Website”) or any of the information or services provided by LifeGuide Financial Advisors, LLC (collectively “LifeGuide Financial”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by LifeGuide Financial in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

LifeGuide Financial reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These Terms were last updated on November 28, 2018.

Risk Disclosure

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

This website is intended to provide general information about LifeGuide Financial and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.

Market data, articles and other content on this website are based on generally available information and are believed to be reliable. LifeGuide Financial does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.

Please remember that it remains your responsibility to advise LifeGuide Financial, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

LifeGuide Financial will provide all prospective clients with a copy of our current Form ADV, Part 2A (“Disclosure Brochure”) and the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov or you may Contact Us to request a free copy via .pdf or hardcopy.

Email Disclosures

LifeGuide Financial often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. LifeGuide Financial makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send LifeGuide Financial private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

Please note: LifeGuide Financial does not accept trading or money movement instructions via email.

As a registered investment advisor, LifeGuide Financial emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of LifeGuide Financial or the securities regulators.

If you have received an email from LifeGuide Financial in error, we ask that you contact the sender and destroy the email and its contents.

For a copy of the LifeGuide Financial Privacy Policy or if you have any questions regarding our email policies, please Contact Us

Social Websites

LifeGuide Financial may utilize third-party websites, including social media websites, blogs and other interactive content. LifeGuide Financial considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, LifeGuide Financial generally retains copies of information that LifeGuide Financial or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of LifeGuide Financial or the securities regulators.

Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by LifeGuide Financial’s advisory persons after entering into an advisory agreement and provided LifeGuide Financial with all requested background and account information.

If you have any questions regarding our policies, please Contact Us.