Qualifying For Social Security or Medicare

There is a lot of confusing information and you must make some important decisions. We can help you navigate the complex Social Security and Medicare systems.

Questions we can help you answer:

Regarding Social Security:

  • When should we begin to draw Social Security: Age 62, 66, 70 or somewhere in between?
  • Why won’t the Social Security office tell me how to maximize my lifetime payout?
  • How can I maximize my spouse’s survivor benefit?
  • Will my Social Security be taxable?
  • Is it beneficial to pull my spousal Social Security benefit?
  • Would it be beneficial for me to apply and suspend or file a restricted application?
  • Am I entitled to Social Security benefits based on my deceased or divorced spouse’s earning history?

Regarding Medicare:

  • When should I apply? Can they deny me or charge me more because of my health?
  • How much will it cost including premiums, co-pays, deductibles and co-insurance?
  • What is the difference between Medicare Supplement and Medicare Advantage? What is covered? Which is right for me?
  • Which Medicare Part D plan is best for me? Are all my prescriptions covered?
  • Can I switch plans?
  • Which doctors and facilities may I go to?
  • How do I avoid getting penalized from Medicare?
  • How do I apply?

If we can help in any way, please email: ssandmedicare@lifeguidefa.com.